Mortgage Indemnity Protection/Guarantee

Mortgage indemnity protection, often called a guarantee, is an insurance policy protecting lenders against borrower default. It's typically paid by the borrower and is common for high loan-to-value mortgages.

Steven Haynes

Mortgage Broker

A mortgage broker acts as an intermediary between borrowers and lenders, helping individuals secure home loans. They assess your financial situation and shop multiple lenders to find the best mortgage…

Steven Haynes

Monopoly

Monopoly is a classic board game where players buy, sell, and trade properties, aiming to bankrupt opponents. It's a game of luck and strategy, teaching basic economic principles through its…

Steven Haynes

Money Supply

The money supply refers to the total amount of monetary assets available in an economy at a specific time. It includes currency, coins, and various types of deposits. Central banks…

Steven Haynes

Monetary Policy Committee

The Monetary Policy Committee (MPC) is a group responsible for setting a central bank's key interest rates. Its decisions significantly influence inflation, economic growth, and financial stability within a country's…

Steven Haynes

Monetarism

Monetarism is an economic theory emphasizing the role of money supply in economic activity. It posits that controlling the money supply is key to managing inflation and stabilizing the economy.

Steven Haynes

Minimum Wage Explained

The minimum wage is the lowest hourly, daily, or monthly remuneration that employers are legally required to pay their workers. It's a crucial tool in wage and income policy.

Steven Haynes

Microeconomics

Microeconomics studies how individual economic agents like households and firms make decisions regarding the allocation of scarce resources. It analyzes markets, prices, and consumer behavior.

Steven Haynes

Merger

A merger is the combination of two or more companies into a single new entity. Typically, the companies involved are roughly equal in size, and the new entity is formed…

Steven Haynes

Median

The median is the middle value in a dataset when ordered from least to greatest. It's less affected by extreme values than the mean, making it a robust measure of…

Steven Haynes