Teaser Rate: Understanding Introductory Interest Rates
A teaser rate is a temporarily low interest rate offered on financial products like credit cards or mortgages. It aims to attract new customers, but the rate typically increases significantly…
Tax Haven
A tax haven is a country or jurisdiction offering foreign individuals and businesses minimal or no tax liability. These locations often feature strong financial secrecy, making them attractive for offshore…
Tarp (Troubled Asset Relief Programme)
The Troubled Asset Relief Programme (TARP) was a U.S. government program established in 2008 to stabilize the financial system during the financial crisis. It purchased troubled assets from financial institutions.
Tangible Common Equity Ratio
Measures a financial institution's tangible common equity relative to its risk-weighted assets. It provides a clearer picture of a bank's true capital strength by excluding intangible assets.
Takeover Bid: Understanding Corporate Acquisitions
A takeover bid is a public offer to acquire a majority stake in a company. It's a crucial event in corporate finance, often leading to significant changes in ownership and…
Takeover Panel
The Takeover Panel is the UK's corporate governance body responsible for regulating takeovers. It ensures fair treatment for shareholders and maintains market integrity during bid periods.
Takeover
A takeover, or acquisition, is when one company purchases another, gaining control. This strategic move can reshape industries, offering growth and synergy opportunities for the acquiring entity.
Swaps Explained: Understanding Financial Derivatives
Swaps are financial derivative contracts where two parties exchange cash flows or liabilities from two different financial instruments. They are used to manage risk and gain exposure.
Supply and Demand: The Driving Forces of Markets
Supply and demand are fundamental economic principles determining the price and quantity of goods and services. Understanding their interplay is crucial for analyzing market behavior and economic outcomes.
Sub-prime Loans Explained
Sub-prime loans are mortgages offered to borrowers with poor credit history. They often come with higher interest rates and fees due to increased risk for lenders.