Independent Financial Adviser (IFA)
An Independent Financial Adviser (IFA) provides unbiased financial advice, recommending products and services from the entire market. They act in the client's best interest, unlike tied agents.
Income Tax
Income tax is a levy imposed by governments on the earnings of individuals and corporations. It's a primary source of revenue for public services, calculated based on taxable income and…
Income Statement
An income statement, also known as a profit and loss (P&L) statement, reports a company's financial performance over a specific period, detailing revenues, expenses, and net income or loss.
Income Protection Insurance Explained
Income protection insurance provides a regular income if you're unable to work due to illness or injury. It's a vital safety net for financial stability, covering essential living expenses when…
Hyperinflation
Hyperinflation is an extreme, rapid increase in the general price level of goods and services within an economy. It often occurs when a government prints excessive amounts of money, leading…
House Price Surveys: Understanding Property Value Trends
House price surveys provide insights into real estate market trends. They collect data on property sales and valuations to inform buyers, sellers, and policymakers about current and future housing market…
Hostile Takeover: Understanding the Aggressive Acquisition Strategy
A hostile takeover is an acquisition attempt where the acquiring company bypasses target management, directly appealing to shareholders. It's a forceful strategy often met with resistance.
Horizontal Merger Explained
A horizontal merger combines two companies operating in the same industry and at the same stage of production. It aims to increase market share, reduce competition, and achieve economies of…
Home Reversion Plan: Unlock Equity in Your Home
A home reversion plan allows homeowners, typically over 55, to sell a portion or all of their home's equity for cash. You retain the right to live in the property,…
Hedge Funds Explained: Strategies, Risks, and Opportunities
Hedge funds are alternative investment funds that employ complex strategies to seek high returns. They pool capital from accredited investors and use diverse techniques, often involving leverage and derivatives, to…