Understanding Insurance Overlays for Lifetime Income

What are insurance overlays?

How do they integrate with managed accounts?

The core benefit: Guaranteed lifetime income.

Key Advantages of Insurance Overlay Strategies

Securing Your Financial Future

Mitigating longevity risk.

Protecting against market volatility.

Enhanced Portfolio Performance

Potential for growth alongside protection.

Simplifying retirement income planning.

Who Benefits Most from Insurance Overlays?

Retirees and Pre-Retirees

Individuals seeking predictable income streams.

Those concerned about outliving their savings.

Financial Advisors

Tools to offer comprehensive retirement solutions.

Addressing client concerns about income security.

Implementing an Insurance Overlay: What to Consider

Choosing the Right Product

Types of insurance overlays available.

Assessing policy features and costs.

Integration with Existing Investments

Working with financial professionals.

Understanding the impact on overall asset allocation.

The Future of Retirement Income Solutions

Innovation in financial planning.

The growing importance of guaranteed income.