risk management

Without-Profits Policy

A without-profits policy, often called a non-profit policy, is an insurance contract designed for organizations that operate for charitable or…

6 days ago

Swaps Explained: Understanding Financial Derivatives

Swaps are financial derivative contracts where two parties exchange cash flows or liabilities from two different financial instruments. They are…

6 days ago

Lloyd’s of London

Lloyd's of London is a unique insurance market, not a company. It's a marketplace where specialist underwriters accept risk on…

6 days ago

Income Protection Insurance Explained

Income protection insurance provides a regular income if you're unable to work due to illness or injury. It's a vital…

15 hours ago

Hedge Funds Explained: Strategies, Risks, and Opportunities

Hedge funds are alternative investment funds that employ complex strategies to seek high returns. They pool capital from accredited investors…

16 hours ago

Futures Contracts Explained

Futures are standardized legal agreements to buy or sell an asset at a predetermined price on a specific future date.…

6 days ago

Derivatives Explained

Derivatives are financial contracts whose value is derived from an underlying asset. They are used for hedging, speculation, and arbitrage,…

6 days ago

Day Trading: A Comprehensive Guide

Day trading involves buying and selling financial instruments within the same trading day, aiming to profit from small price fluctuations.…

16 hours ago

Collateral: Understanding Assets in Finance

Collateral refers to assets pledged by a borrower to a lender as security for a loan. If the borrower defaults,…

6 days ago

Buildings Insurance Explained

Buildings insurance covers the cost of repairing or rebuilding your home if it's damaged or destroyed by events like fire,…

6 days ago