Interest Rates

Bank of England’s Inflation Report: Understanding Monetary Policy

The Bank of England's Inflation Report, now known as the Monetary Policy Report, details the outlook for inflation and economic…

17 hours ago

Bank of England

The Bank of England is the UK's central bank, responsible for monetary policy, financial stability, and issuing currency. It plays…

17 hours ago

Annual Equivalent Rate (AER)

The AER shows the true return on savings or investment accounts, including compound interest. It allows for fair comparison between…

18 hours ago

Zero Interest Rates: Understanding the Economic Landscape

Zero interest rates (ZIRP) mean central banks set benchmark rates at or near zero. This aims to stimulate borrowing and…

6 days ago

Variable Rate Mortgage Explained

A variable rate mortgage, also known as a floating rate mortgage, has an interest rate that fluctuates over the life…

6 days ago

Sub-prime Loans Explained

Sub-prime loans are mortgages offered to borrowers with poor credit history. They often come with higher interest rates and fees…

6 days ago

Savings Account

A savings account is a bank deposit account that allows you to save money while earning interest. It's a secure…

6 days ago

Quantitative Easing (QE)

Quantitative easing is a monetary policy where a central bank injects liquidity into markets by purchasing assets. It aims to…

6 days ago

Primary Discount Rate

The primary discount rate is the interest rate at which commercial banks can borrow money directly from the central bank.…

6 days ago

Personal Loan Explained

A personal loan is a versatile financial tool that allows individuals to borrow a fixed amount of money, repaid over…

6 days ago