Stamp duty on housing is a tax levied by governments on property transactions. It's typically paid by the buyer when…
REITs allow individuals to invest in large-scale, income-producing real estate without directly owning or managing properties. They offer diversification and…
Negative equity occurs when the value of an asset, like a house or car, is less than the outstanding loan…
A mortgage broker acts as an intermediary between borrowers and lenders, helping individuals secure home loans. They assess your financial…
The loan-to-value (LTV) ratio compares a loan amount to the appraised value of an asset, typically real estate. Lenders use…
Leasehold is a form of property ownership where you buy the right to occupy a property for a fixed period,…
An interest-only mortgage allows borrowers to pay only the interest for a set period. After this period, payments increase to…
House price surveys provide insights into real estate market trends. They collect data on property sales and valuations to inform…
Ground rent is a periodic payment made by a leaseholder to a freeholder, typically in long leasehold properties. It's a…
Gazundering is a common tactic in property transactions where a buyer attempts to renegotiate the agreed-upon price at the last…